About

I build award-winning and industry-leading products that transforms businesses from the last century's to the next century's paradigm, eliminates inefficient processes, and captivates the public, one sprint and user story at a time.

As a Product Owner and Product Manager with four years of specialized experience in the Fintech sector, I excel at resolving complex challenges through a combination of creative design thinking, structured solution architectural blueprinting, and highly effective stakeholder management.

Linguistically, I possess native fluency in both English and Bahasa Malaysia, backed by official English proficiency scores of 8.5/9.0 in IELTS and 115/120 in TOEFL. Additionally, my 日本語 (Japanese) is currently at a functional N4 level (with official N5 certification), and I am actively progressing toward N3 certification by 2027. I am globally minded, highly adaptable, and fully comfortable relocating for international opportunities. My cross-cultural footprint includes three years residing in the United Kingdom for my undergraduate studies, a three-month professional secondment in the Philippines, and my current residence in Niigata, Japan, where I am completing my master's degree.

In collaborative environments, I am consistently recognized as both a dedicated team player and a natural leader who drives collective morale. I naturally cultivate camaraderie and act as a unifying presence within my peer groups. Balancing a deeply analytical E/INTP mindset with strong interpersonal awareness, I seamlessly build genuine, empathetic connections with individuals across diverse cultural and national backgrounds.

As a Fintech Product Owner and Manager with four years' experience, I solve complex challenges through creative design thinking, structured solution architecture, and strategic stakeholder management.

Globally adaptable and open to relocation, my cross-cultural background spans the UK (undergrad), Philippines (secondment), and Japan (currently pursuing my master's). I am natively fluent in English (IELTS 8.5, TOEFL 115) and Bahasa Malaysia, with functional Japanese (N4, targeting N3 by 2027).

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Career Timeline
09/2026–08/2027
Career Break (Masters) [Current]
IUJ · Niigata
04/2026–09/2026
Product Manager (Innovation Center)
CIMB · Kuala Lumpur
09/2024–12/2024
Transformation Manager
CIMB Philippines · Manila
04/2024–03/2026
Associate Product Owner (TCJ)
CIMB · Kuala Lumpur
10/2022–04/2024
Associate (The Complete Banker Graduate Program)
CIMB · Kuala Lumpur
Education
International University of Japan
International University of Japan
Masters in Digital Transformation
2025–2027 Full Scholarship
University of Manchester
University of Manchester
BEng Mechanical Engineering, First Class Honours
2019–2022 First Class Honours
Malay College Kuala Kangsar (MCKK)
Malay College Kuala Kangsar (MCKK)
SPM (Malaysian Certificate of Education)
2012–2017 SPM 8A+ 1A
Japanese Proficiency
© 2026 Ammar Iskandar